Compliance & Disclosures

Transparency and fiduciary duty aligned with the Investment Advisers Act of 1940.

Regulatory Information

Apple Ridge Capital is an independent investment adviser registered with the U.S. Securities and Exchange Commission (“SEC”). Registration does not imply a certain level of skill or training. We operate under a fiduciary standard of care in accordance with the Investment Advisers Act of 1940.

  • Firm CRD: 142985 • SEC File Number: 801-765432
  • Form ADV Part 2A and 2B available upon request or via the SEC’s Investment Adviser Public Disclosure website.
  • Member, National Association of Plan Advisors (NAPA) and CFA Institute.

Risk Disclosures

Investing involves risk, including the potential loss of principal. Past performance is not indicative of future results. Asset allocation and diversification do not ensure a profit or protect against loss in declining markets. Alternative investments may be illiquid, speculative, and not suitable for all investors.

There are no guarantees that any investment strategy or asset allocation will meet its stated objectives. Clients should carefully consider their investment goals, risk tolerance, tax situation, and liquidity needs before investing.

Privacy & Data Security

We maintain written information security policies and employ bank-grade encryption to protect client data. Personal information is shared only with third-party service providers essential to delivering our services and only under confidentiality agreements.

  • Annual cybersecurity assessments and penetration testing performed by independent specialists.
  • All employees complete privacy training and agree to confidentiality obligations.
  • Incident response procedures and disaster recovery plans reviewed semi-annually.

Fiduciary Commitments

  • No proprietary products, revenue-sharing arrangements, or soft-dollar conflicts.
  • Fee transparency with detailed invoices outlining services delivered each quarter.
  • Annual compliance review and independent SSAE 18 SOC 2 Type II report on internal controls.

Important Documents

Form ADV Part 2A

Comprehensive brochure describing services, fees, and conflicts of interest.

Privacy Notice

Explains how client information is collected, used, safeguarded, and shared.

Client Agreement

Outlines fiduciary duties, advisory scope, and termination procedures.

For copies of these documents, please contact compliance@appleridgecapital.com.